:root {
  --orange:#FF8100; --orange-l:#FF9933; --orange-pale:#FFF3E0; --orange-ultra:#FFFAF4;
  --green:#1A7A2E; --green-pale:#EDF7F0;
  --body:#1C1C1E; --mid:#4A4A52; --subtle:#8A8A95;
  --border:#E4E4EA; --bg:#FFFFFF; --bg-alt:#F7F7FB; --bg-warm:#FDFAF6;
  --sh-sm:0 1px 4px rgba(0,0,0,.06),0 4px 16px rgba(0,0,0,.05);
  --sh-md:0 4px 12px rgba(0,0,0,.07),0 12px 40px rgba(0,0,0,.07);
  --sh-lg:0 8px 24px rgba(0,0,0,.09),0 24px 64px rgba(0,0,0,.09);
}
*{margin:0;padding:0;box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{font-family:'Inter',sans-serif;background:var(--bg);color:var(--body);line-height:1.6;overflow-x:hidden;}

/* ── NAV ── */
.navbar{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:blur(16px);border-bottom:1px solid var(--border);padding:0 5%;display:flex;align-items:center;justify-content:space-between;height:66px;}
.nav-logo{display:flex;align-items:center;text-decoration:none;}
.nav-logo img{height:44px;width:auto;display:block;}
.nav-links{display:flex;align-items:center;gap:4px;list-style:none;}
.nav-links a{color:var(--mid);text-decoration:none;font-size:13.5px;font-weight:500;padding:6px 11px;border-radius:6px;transition:all .15s;}
.nav-links a:hover{color:var(--orange);background:var(--orange-pale);}
.nav-cta{background:var(--orange)!important;color:#fff!important;padding:8px 18px!important;border-radius:7px!important;font-weight:600!important;box-shadow:0 2px 8px rgba(255,129,0,.3);}
.nav-cta:hover{background:var(--orange-l)!important;transform:translateY(-1px);}
.nav-ham{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:10px;}
.nav-ham span{display:block;width:22px;height:2px;background:var(--mid);border-radius:2px;}

/* ── HERO ── */
.hero{background:var(--bg-warm);border-bottom:1px solid var(--border);padding:68px 5% 80px;position:relative;overflow:hidden;}
.hero::before{content:'';position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,#FF8100 33.3%,#fff 33.3%,#fff 66.6%,#1A7A2E 66.6%);}
.hero::after{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 55% 60% at 100% 0%,rgba(255,129,0,.07),transparent 65%),radial-gradient(ellipse 40% 50% at 0% 100%,rgba(26,122,46,.05),transparent 60%);pointer-events:none;}
.hero-inner{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start;position:relative;z-index:1;}
.hero-badge{display:inline-flex;align-items:center;gap:8px;background:var(--orange-pale);border:1px solid rgba(255,129,0,.2);color:var(--orange);padding:5px 14px;border-radius:100px;font-size:11.5px;font-weight:600;letter-spacing:.6px;text-transform:uppercase;margin-bottom:20px;}
.hero-badge img{height:15px;width:auto;}
.badge-dot{width:6px;height:6px;border-radius:50%;background:var(--orange);animation:blink 2s infinite;flex-shrink:0;}
@keyframes blink{0%,100%{opacity:1}50%{opacity:.3}}
.hero-title{font-family:'Fraunces',serif;font-size:clamp(32px,4vw,52px);font-weight:900;color:var(--body);line-height:1.12;margin-bottom:10px;}
.hero-title span{color:var(--orange);}
.hero-hindi{font-size:15px;color:var(--subtle);margin-bottom:18px;font-style:italic;}
.hero-desc{color:var(--mid);font-size:16px;line-height:1.75;margin-bottom:32px;}
.hero-desc strong{color:var(--body);font-weight:600;}
.btn-primary{background:var(--orange);color:#fff;border:none;padding:13px 26px;border-radius:8px;font-family:'Inter',sans-serif;font-size:15px;font-weight:600;cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;gap:8px;transition:all .2s;box-shadow:0 3px 12px rgba(255,129,0,.35);}
.btn-primary:hover{background:var(--orange-l);transform:translateY(-2px);box-shadow:0 6px 20px rgba(255,129,0,.4);}
.hero-trust{display:flex;gap:24px;margin-top:36px;padding-top:28px;border-top:1px solid var(--border);flex-wrap:wrap;}
.trust-item{display:flex;align-items:center;gap:10px;}
.trust-icon{width:40px;height:40px;border-radius:8px;background:#fff;border:1px solid var(--border);display:flex;align-items:center;justify-content:center;font-size:18px;box-shadow:var(--sh-sm);}
.trust-num{font-family:'Fraunces',serif;font-size:20px;font-weight:700;color:var(--orange);line-height:1.1;}
.trust-label{font-size:11.5px;color:var(--subtle);}

/* ── FORM CARD ── */
.form-card{background:#fff;border-radius:16px;border:1px solid var(--border);box-shadow:var(--sh-lg);overflow:hidden;}
.form-hdr{background:linear-gradient(135deg,#FF8100,#CC6600);padding:20px 28px;color:#fff;}
.form-hdr h2{font-size:17px;font-weight:700;margin-bottom:3px;display:flex;align-items:center;gap:8px;}
.form-hdr h2 img{height:18px;width:auto;opacity:.9;}
.form-hdr p{font-size:13px;opacity:.85;}

/* progress */
.form-prog{display:flex;align-items:flex-start;padding:22px 28px 0;position:relative;}
.prog-track{position:absolute;top:36px;left:calc(28px + 14px);right:calc(28px + 14px);height:2px;background:var(--border);z-index:0;}
.prog-fill{height:100%;background:var(--orange);width:0%;transition:width .4s ease;border-radius:2px;}
.prog-step{flex:1;display:flex;flex-direction:column;align-items:center;position:relative;z-index:1;}
.s-circle{width:28px;height:28px;border-radius:50%;border:2px solid var(--border);background:#fff;display:flex;align-items:center;justify-content:center;font-size:11px;font-weight:700;color:var(--subtle);transition:all .3s;}
.s-circle.active{border-color:var(--orange);background:var(--orange);color:#fff;box-shadow:0 0 0 4px var(--orange-pale);}
.s-circle.done{border-color:var(--orange);background:var(--orange);color:#fff;}
.s-label{font-size:11.5px;font-weight:600;color:var(--subtle);margin-top:7px;text-align:center;white-space:nowrap;}
.s-label.active,.s-label.done{color:var(--orange);}

/* panels */
.form-body{padding:18px 28px 0;}
.f-panel{display:none;animation:panelIn .3s ease;}
.f-panel.active{display:block;}
@keyframes panelIn{from{opacity:0;transform:translateX(10px)}to{opacity:1;transform:translateX(0)}}
.panel-title{font-size:12px;font-weight:700;color:var(--body);text-transform:uppercase;letter-spacing:.8px;margin-bottom:16px;display:flex;align-items:center;gap:8px;}
.panel-title::after{content:'';flex:1;height:1px;background:var(--border);}
.f-row{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:12px;}
.f-row.full{grid-template-columns:1fr;}
.f-grp{display:flex;flex-direction:column;gap:5px;}
.f-grp label{font-size:11.5px;font-weight:600;color:var(--mid);letter-spacing:.3px;}
.req{color:var(--orange);margin-left:2px;}
.f-grp input,.f-grp select{padding:10px 13px;border-radius:7px;border:1.5px solid var(--border);font-family:'Inter',sans-serif;font-size:14px;color:var(--body);background:#fff;outline:none;transition:all .15s;appearance:none;-webkit-appearance:none;width:100%;}
.f-grp input:focus,.f-grp select:focus{border-color:var(--orange);box-shadow:0 0 0 3px var(--orange-pale);}
.f-grp.err input,.f-grp.err select{border-color:#E53E3E;box-shadow:0 0 0 3px rgba(229,62,62,.08);}
.f-err{font-size:11px;color:#E53E3E;display:none;margin-top:2px;}
.f-grp.err .f-err{display:block;}
.sel-wrap{position:relative;}
.sel-wrap::after{content:'▾';position:absolute;right:13px;top:50%;transform:translateY(-50%);font-size:12px;color:var(--subtle);pointer-events:none;}

/* recaptcha */
.recap-wrap{margin:14px 0;}

/* nav */
.form-nav{display:flex;justify-content:space-between;align-items:center;padding:16px 28px 20px;margin-top:16px;border-top:1px solid var(--border);}
.step-hint{font-size:12px;color:var(--subtle);font-weight:500;}
.step-hint span{color:var(--orange);font-weight:700;}
.nav-btns{display:flex;gap:10px;align-items:center;}
.btn-back{background:none;border:1.5px solid var(--border);color:var(--mid);padding:10px 20px;border-radius:7px;font-family:'Inter',sans-serif;font-size:13.5px;font-weight:500;cursor:pointer;transition:all .15s;display:flex;align-items:center;gap:6px;}
.btn-back:hover{border-color:var(--orange);color:var(--orange);}
.btn-back:disabled{opacity:.3;cursor:default;pointer-events:none;}
.btn-next{background:var(--orange);color:#fff;border:none;padding:10px 24px;border-radius:7px;font-family:'Inter',sans-serif;font-size:14px;font-weight:600;cursor:pointer;transition:all .2s;display:flex;align-items:center;gap:6px;box-shadow:0 2px 8px rgba(255,129,0,.3);}
.btn-next:hover{background:var(--orange-l);transform:translateY(-1px);}
.btn-submit{background:linear-gradient(135deg,#FF8100,#CC6600);color:#fff;border:none;padding:11px 24px;border-radius:7px;font-family:'Inter',sans-serif;font-size:14px;font-weight:700;cursor:pointer;transition:all .2s;display:none;align-items:center;gap:8px;box-shadow:0 3px 12px rgba(255,129,0,.35);}
.btn-submit:hover{transform:translateY(-1px);box-shadow:0 6px 20px rgba(255,129,0,.4);}
.btn-submit.show{display:flex;}
.btn-submit:disabled{opacity:.6;cursor:not-allowed;transform:none;}

.form-legal{padding:12px 28px 16px;font-size:11.5px;color:var(--subtle);line-height:1.6;border-top:1px solid var(--border);background:var(--bg-alt);}
.form-legal strong{color:var(--mid);}

/* ── SECTIONS ── */
section{padding:88px 5%;}
.s-inner{max-width:1200px;margin:0 auto;}
.s-label{display:inline-flex;align-items:center;gap:8px;font-size:11.5px;font-weight:700;text-transform:uppercase;letter-spacing:1.5px;color:var(--orange);margin-bottom:14px;}
.s-label img{height:16px;width:auto;}
.s-title{font-family:'Fraunces',serif;font-size:clamp(26px,3vw,40px);font-weight:700;line-height:1.2;margin-bottom:16px;}
.s-sub{color:var(--mid);font-size:17px;max-width:580px;line-height:1.75;}

/* benefits */
.benefits{background:var(--bg-alt);}
.ben-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(255px,1fr));gap:16px;margin-top:52px;}
.ben-card{background:#fff;border:1px solid var(--border);border-radius:12px;padding:26px 24px;transition:all .25s;}
.ben-card:hover{transform:translateY(-3px);box-shadow:var(--sh-md);border-color:rgba(255,129,0,.2);}
.ben-icon{width:46px;height:46px;border-radius:10px;background:var(--orange-ultra);border:1px solid rgba(255,129,0,.12);display:flex;align-items:center;justify-content:center;font-size:20px;margin-bottom:16px;}
.ben-card:nth-child(even) .ben-icon{background:var(--green-pale);border-color:rgba(26,122,46,.12);}
.ben-card h3{font-size:15px;font-weight:600;margin-bottom:8px;}
.ben-card p{font-size:13.5px;color:var(--mid);line-height:1.65;}

/* how */
.how{background:var(--bg-warm);border-top:1px solid var(--border);border-bottom:1px solid var(--border);}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin-top:56px;position:relative;}
.steps::before{content:'';position:absolute;top:26px;left:12%;right:12%;height:1px;background:linear-gradient(90deg,var(--orange),var(--green));z-index:0;opacity:.2;}
.step{text-align:center;padding:0 16px;position:relative;z-index:1;}
.step-num{width:52px;height:52px;border-radius:50%;background:#fff;border:2px solid var(--border);display:flex;align-items:center;justify-content:center;font-family:'Fraunces',serif;font-size:20px;font-weight:700;color:var(--orange);margin:0 auto 20px;box-shadow:var(--sh-sm);transition:all .2s;}
.step:hover .step-num{border-color:var(--orange);box-shadow:0 0 0 4px var(--orange-pale);}
.step:last-child .step-num{color:var(--green);}
.step:last-child:hover .step-num{border-color:var(--green);box-shadow:0 0 0 4px var(--green-pale);}
.step h3{font-size:14.5px;font-weight:600;margin-bottom:8px;}
.step p{font-size:13px;color:var(--mid);line-height:1.6;}

/* info */
.info{background:#fff;}
.info-grid{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:start;}
.info-block+.info-block{margin-top:40px;}
.info-block h3{font-family:'Fraunces',serif;font-size:22px;font-weight:700;margin-bottom:14px;}
.info-block p{color:var(--mid);font-size:15px;line-height:1.8;margin-bottom:12px;}
.highlight-box{background:var(--orange-ultra);border:1px solid rgba(255,129,0,.15);border-radius:10px;padding:20px 24px;margin:24px 0;}
.highlight-box h4{font-weight:600;margin-bottom:12px;font-size:13px;text-transform:uppercase;letter-spacing:.4px;}
.highlight-box ul{list-style:none;}
.highlight-box ul li{padding:6px 0 6px 24px;position:relative;font-size:14px;color:var(--mid);border-bottom:1px solid rgba(255,129,0,.07);}
.highlight-box ul li:last-child{border-bottom:none;}
.highlight-box ul li::before{content:'✓';position:absolute;left:0;color:var(--green);font-weight:700;font-size:12px;}
.docs-box{background:var(--green-pale);border:1px solid rgba(26,122,46,.15);border-radius:10px;padding:20px 24px;margin:24px 0;}
.docs-box h4{font-weight:600;margin-bottom:12px;font-size:13px;text-transform:uppercase;letter-spacing:.4px;}
.docs-box ul{list-style:none;}
.docs-box ul li{padding:6px 0 6px 24px;position:relative;font-size:14px;color:var(--mid);border-bottom:1px solid rgba(26,122,46,.07);}
.docs-box ul li:last-child{border-bottom:none;}
.docs-box ul li::before{content:'📄';position:absolute;left:0;font-size:12px;}

/* news banner */
.news-banner{background:var(--bg-alt);border:1px solid var(--border);border-radius:14px;padding:36px 44px;display:flex;gap:48px;align-items:center;margin-top:52px;position:relative;overflow:hidden;}
.news-banner::before{content:'';position:absolute;right:-8px;top:-16px;font-family:'Fraunces',serif;font-size:110px;font-weight:900;color:rgba(0,0,0,.04);line-height:1;}
.news-tag{background:var(--orange);color:#fff;padding:3px 10px;border-radius:4px;font-size:11px;font-weight:700;letter-spacing:1px;text-transform:uppercase;display:inline-block;margin-bottom:12px;}
.news-content h3{font-family:'Fraunces',serif;font-size:22px;margin-bottom:10px;}
.news-content p{color:var(--mid);font-size:15px;line-height:1.7;}
.news-list{flex-shrink:0;min-width:260px;}
.news-item{display:flex;align-items:center;gap:12px;padding:11px 16px;border-radius:8px;background:#fff;border:1px solid var(--border);margin-bottom:8px;font-size:13.5px;font-weight:500;}

/* faq */
.faq{background:var(--bg-alt);}
.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:52px;}
.faq-item{background:#fff;border:1px solid var(--border);border-radius:10px;overflow:hidden;transition:border-color .2s;}
.faq-item.open{border-color:rgba(255,129,0,.25);}
.faq-q{padding:17px 20px;font-weight:500;font-size:14px;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:12px;user-select:none;transition:color .2s;}
.faq-q:hover{color:var(--orange);}
.faq-tog{width:32px;height:32px;border-radius:50%;background:var(--bg-alt);border:1px solid var(--border);display:flex;align-items:center;justify-content:center;font-size:14px;flex-shrink:0;color:var(--orange);transition:all .2s;font-weight:600;}
.faq-item.open .faq-tog{background:var(--orange-pale);transform:rotate(45deg);border-color:rgba(255,129,0,.2);}
.faq-a{display:none;padding:0 20px 17px;font-size:13.5px;color:var(--mid);line-height:1.75;border-top:1px solid var(--border);}
.faq-a p{padding-top:14px;}
.faq-item.open .faq-a{display:block;}

/* cta */
.cta-strip{background:linear-gradient(135deg,var(--orange-ultra),#FEF5EC);border-top:1px solid rgba(255,129,0,.12);padding:72px 5%;text-align:center;position:relative;overflow:hidden;}
.cta-strip::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--orange),var(--green));}
.cta-strip h2{font-family:'Fraunces',serif;font-size:clamp(26px,3vw,38px);margin-bottom:12px;}
.cta-strip p{color:var(--mid);font-size:16px;margin-bottom:32px;max-width:520px;margin-left:auto;margin-right:auto;}
.btn-cta{background:var(--orange);color:#fff;border:none;padding:14px 32px;border-radius:8px;font-family:'Inter',sans-serif;font-size:16px;font-weight:600;cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;gap:8px;transition:all .2s;box-shadow:0 4px 16px rgba(255,129,0,.35);}
.btn-cta:hover{background:var(--orange-l);transform:translateY(-2px);}

/* footer */
footer{background:var(--bg-alt);border-top:1px solid var(--border);padding:60px 5% 32px;}
.footer-inner{max-width:1200px;margin:0 auto;}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:48px;margin-bottom:44px;}
.footer-logo-box{margin-bottom:16px;}
.footer-logo-box img{height:40px;width:auto;padding:0;}
.footer-brand p{font-size:13.5px;color:var(--subtle);line-height:1.7;margin-bottom:16px;}
.not-govt{display:inline-flex;align-items:center;gap:6px;background:var(--bg);border:1px solid var(--border);padding:6px 12px;border-radius:6px;font-size:12px;color:var(--subtle);}
.not-govt img{height:16px;width:auto;opacity:.7;}
.footer-col h4{color:var(--body);font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:.5px;margin-bottom:14px;}
.footer-col ul{list-style:none;}
.footer-col ul li{margin-bottom:9px;}
.footer-col ul li a{color:var(--mid);text-decoration:none;font-size:13px;transition:color .15s;}
.footer-col ul li a:hover{color:var(--orange);}
.footer-contact a{color:var(--mid);text-decoration:none;font-size:13px;display:block;margin-bottom:6px;}
.footer-contact a:hover{color:var(--orange);}
.footer-bottom{border-top:1px solid var(--border);padding-top:24px;display:flex;justify-content:space-between;align-items:center;font-size:12px;color:var(--subtle);flex-wrap:wrap;gap:12px;}
.footer-bottom a{color:var(--subtle);text-decoration:none;}
.footer-bottom a:hover{color:var(--orange);}

/* responsive */
@media(max-width:960px){
  .hero-inner{grid-template-columns:1fr;gap:40px;}
  .steps{grid-template-columns:1fr 1fr;gap:32px;}
  .steps::before{display:none;}
  .info-grid{grid-template-columns:1fr;gap:40px;}
  .faq-grid{grid-template-columns:1fr;}
  .footer-grid{grid-template-columns:1fr 1fr;}
  .news-banner{flex-direction:column;gap:24px;padding:28px;}
  .news-list{min-width:unset;width:100%;}
  .f-row{grid-template-columns:1fr;}
}
@media(max-width:640px){
  .nav-links{display:none;position:absolute;top:66px;left:0;right:0;background:#fff;border-bottom:1px solid var(--border);flex-direction:column;padding:12px 5%;gap:2px;box-shadow:var(--sh-md);}
  .nav-links.open{display:flex;}
  .nav-links a{font-size:15px;padding:10px 12px;}
  .nav-ham{display:flex;}
  /* hero */
  .hero{padding:40px 5% 48px;}
  .hero-inner{gap:28px;}
  .hero-desc{font-size:15px;}
  .hero-trust{flex-direction:column;gap:16px;}
  /* sections */
  section{padding:52px 5%;}
  .s-sub{font-size:15px;}
  .ben-grid{margin-top:32px;}
  .steps{grid-template-columns:1fr;margin-top:36px;}
  /* form — tap targets & padding */
  .form-hdr{padding:18px 16px;}
  .form-prog{padding:18px 16px 0;}
  .prog-track{left:calc(16px + 14px);right:calc(16px + 14px);}
  .s-circle{width:34px;height:34px;font-size:12px;}
  .s-label{font-size:11px;}
  .form-body{padding:14px 16px 0;}
  .f-grp input,.f-grp select{padding:12px 14px;font-size:16px;min-height:48px;}
  .f-grp label{font-size:12px;}
  .form-nav{padding:14px 16px 18px;}
  .btn-back{padding:12px 20px;min-height:44px;font-size:14px;}
  .btn-next{padding:12px 24px;min-height:44px;font-size:15px;}
  .btn-submit{padding:12px 24px;min-height:44px;font-size:15px;}
  .form-legal{padding:10px 16px 14px;font-size:12px;}
  /* faq — tap targets */
  .faq-q{padding:16px;font-size:14.5px;min-height:48px;}
  .faq-tog{width:36px;height:36px;}
  .faq-a{padding:0 16px 16px;font-size:14px;}
  /* news banner */
  .news-banner{padding:20px 16px;}
  .news-content h3{font-size:19px;}
  /* footer */
  .footer-grid{grid-template-columns:1fr;}
  footer{padding:40px 5% 24px;}
  .footer-contact a{font-size:14px;padding:4px 0;min-height:44px;display:flex;align-items:center;}
  .footer-col ul li{margin-bottom:4px;}
  .footer-col ul li a{font-size:14px;display:inline-block;padding:6px 0;min-height:44px;line-height:32px;}
  /* cta */
  .cta-strip{padding:48px 5%;}
  .btn-cta{padding:14px 28px;font-size:15px;width:100%;justify-content:center;}
  .btn-primary{padding:14px 24px;font-size:15px;}
}

/* animations */
@keyframes fadeUp{from{opacity:0;transform:translateY(18px)}to{opacity:1;transform:translateY(0)}}
.hero-content>*{animation:fadeUp .55s both;}
.hero-content>*:nth-child(1){animation-delay:.08s}
.hero-content>*:nth-child(2){animation-delay:.16s}
.hero-content>*:nth-child(3){animation-delay:.22s}
.hero-content>*:nth-child(4){animation-delay:.28s}
.hero-content>*:nth-child(5){animation-delay:.36s}
.form-card{animation:fadeUp .6s .2s both;}